US Dollars
Flexible Financing for Your Equipment Purchase
Pay over time with rates from 0% APR. No hidden fees. No surprises.
Two Easy Ways to Finance with Affirm
Whether you're ready to check out right now or want to get pre-approved first, Affirm makes it simple to break your purchase into manageable payments.
Option 1
Pay with Affirm at CheckoutSelect Affirm as your payment method when you're ready to purchase. Apply and get approved in seconds — all without leaving the checkout process. See how it works ↓ |
Option 2
Use Your Affirm CardAlready have an Affirm Card, or want to get pre-approved before you shop? Use your Affirm Visa virtual card at checkout just like a regular credit card. See how it works ↓ |
Option 1: Select Affirm at Checkout
This is the fastest way to finance your purchase. No pre-approval needed — just choose Affirm when you check out and you'll get an instant decision.
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Add Equipment to Your Cart Browse our store and add the lifts, tools, or equipment you need. When you're ready, proceed to checkout. |
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Select "Affirm" as Your Payment Method On the payment step, you'll see Affirm listed alongside credit cards and other options. Select it and click Place Order. |
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Complete a Quick Application on Affirm You'll be redirected to Affirm's secure site. If you're new to Affirm, provide your mobile number, name, email, date of birth, and the last 4 digits of your SSN. Returning Affirm users just verify with a quick SMS code. This is a soft credit check that does not impact your credit score. |
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Choose Your Payment Plan If approved, Affirm will show you available financing terms. Depending on your purchase and credit profile, options may include:
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Confirm & You're Done Select the plan that works for you and confirm. You'll be redirected back to our site with your order confirmed and payment applied. That's it — your equipment is on its way! |
Good to know: We receive payment from Affirm right away, so your order ships immediately — just like any other payment method. You then repay Affirm on your selected schedule with no hidden fees, no late fees, and no prepayment penalties.
Option 2: Use Your Affirm Card
If you'd like to get pre-approved before you shop — or you already have an Affirm Card — you can use it at checkout just like a regular Visa card.
What Is the Affirm Card?
The Affirm Card is a Visa debit card (physical and virtual) that lets you pay over time for purchases anywhere Visa is accepted. You apply once, and then choose how to pay for each purchase after the fact — in full or in installments.
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Download the Affirm App & Apply Download the Affirm app (iOS or Android) or visit affirm.com/card. Apply for the Affirm Card — you'll complete a quick identity verification and credit check. |
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Get Your Virtual Card Instantly Once approved, a virtual Affirm Card is available immediately in the Affirm app under the "Card" tab. You'll see your full card number, expiration date, and CVV. A physical card will also be mailed to you. |
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Shop & Check Out at Best Buy Auto Equipment Add equipment to your cart on our site and proceed to checkout. On the payment step, select Credit Card and enter your Affirm Card's virtual card number, expiration, and CVV — just like any Visa card. |
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Choose Your Payment Plan in the Affirm App After your order is placed, open the Affirm app. You'll see the purchase and can choose how to pay:
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Order Confirmed & Equipment Ships From our end, it processes as a standard Visa payment — your order ships right away. You manage your repayment schedule directly in the Affirm app. |
Frequently Asked Questions
Does applying with Affirm affect my credit score?
Checking your eligibility with Affirm uses a soft credit check, which does not affect your credit score. If you accept a loan, Affirm may report it to credit bureaus, which could impact your score positively as you make on-time payments.
What are the interest rates?
Rates range from 0% to 36% APR depending on the financing option, your purchase amount, and your credit profile. Many purchases qualify for 0% APR with the Pay-in-4 option. Your exact rate is shown before you commit — no surprises.
Are there any hidden fees or late fees?
No. Affirm charges no hidden fees, no late fees, and no prepayment penalties. The total you see when you select your plan is exactly what you'll pay.
How quickly will my order ship?
Immediately! Whether you pay with Affirm at checkout or use your Affirm Card, we receive payment right away and process your order on our normal shipping schedule.
What if I want to pay off my balance early?
You can pay off your Affirm balance early at any time with no prepayment penalties. Just log into the Affirm app or visit affirm.com to make extra payments.
What's the difference between the two options?
Option 1 (Affirm at Checkout) is a one-time financing application tied to that specific purchase. Option 2 (Affirm Card) gives you a reusable Visa card you can use for this and future purchases anywhere Visa is accepted. Both let you pay over time.
Is there a minimum or maximum purchase amount?
Affirm financing is generally available for purchases of $50 or more. Maximum amounts depend on your approved credit limit with Affirm.
Ready to Get Started?
Shop our full catalog of lifts and equipment, and select Affirm at checkout.
Shop Equipment
Get the Affirm Card Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.